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What is an Easy Advance?

An Easy Advance (EA) is a loan secured offered to taxpayer’s tax refund typically available within 24 hours of IRS acceptance of the tax refund. Easy Advancements are based on the taxpayer’s net refund.


What’s the time frame for an Easy Advance?

EA loans are available from early January the start of tax season through end of February.


Easy Advance Plus/Easy Advance Basic

Easy Advance Plus gives you three options $2,500, $1,500 or $1,000 and Easy Advance Basic gives you ONLY one option for a $1,000.

  • Net refund of $1,000-$2,999 for the $1,000 Easy Advance/Basic amount

  • Net refund of $3,000- $6,999 for the $1,500 Easy Advance amount

  • Net refund of $7,000 and up for the $2,500 Easy Advance amount

  • Available to customers in all 50 states


Who is eligible to apply for an Easy Advance?

To be eligible for the EA, your EXPECTED Federal refund must be at least $1,000 after all authorized fees have been deducted.


What does it cost to offer Easy Advance?

NO fees or interest associated with the EA.



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